Tyranny of the Urgent

As we approach the end of the year and I prepare my plans for 2012, I am reflecting about what worked, areas I need improvement and lessons learned. One of the areas that I want to share with you based on the countless meetings, conversations with family, friends and business partners is the management of time. Specially this time of the year, where we should be filled with Joy; many seem

Estate Planning

Estate planning is an area that most people avoid talking about. They pretend that if I ignore it, it will take care of itself. It is understandable the aversion to talk about your estate since it has to do with the planning of our end. There is not easy way to talk about this topic, it is painful and it is a reality. Regardless of how difficult this subject may be to you, you must address it if

Reality Check: Most Americans Don’t Have a Retirement Plan

The population may be aging, but that hasn’t gotten a lot of
Americans to plan for retirement. According to a survey released by ING Retirement Research Institute, 71% of Americans lack a formal
investment plan to help them reach their retirement goals.
The study, conducted by the ING Retirement Research Institute,
showed that nearly half (48%) of respondents aged 25 to 69 who are
employed

Basics of Personal Finance

As we approach the end of 2011, we must reflect about the accomplishments during the year and the areas that we could have done better. One area that I would like to encourage all of you that read my blog is to take the time to build a solid financial future. Just like when a builder constructs a house on a solid foundation to withstand the
elements, you need to have a solid financial

Our Battle To Save Family Values

The rat race is on and families are the big losers. In a society that is running at unhealthy speed, our families, which are our most precious blessing, are being left behind. There is a thief in the house. Like the rest of America, the Christian family is facing great challenges. How do we live in a environment that is constantly seeking immediate gratification, idolatry of money, and unhealthy

Time Is Running Out! Special Charitable IRA Rollover Expires Dec. 31

The charitable IRA rollover legislation allows you to transfer lifetime gifts up to $100,000 using funds from your individual retirement account (IRA) without undesirable tax effects. This opportunity is only available through Dec. 31, 2011.IRA funds are heavily taxed whenever you draw them out, at rates as high as 35%. What’s more, the tax burden never goes away – even your heirs will pay income

Basics of Retirement Planning

Retirement planning is probably the number one reason why people do personal financial planning. Most people like to daydream about the things they hope to do someday when retire. Making those dreams come true is an important part of the retirement planning.



There is a lot information available on this topic, sometimes I think too much. However, it is important to remember that your